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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $640,358 | $105,960+504.3% | $81,726+683.5% | $158,982+302.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 19.27% | 38.19%-18.9pp | 29.49%-10.2pp | 302.99%-283.7pp |
| Employer contribution / active EE | $5,000 | $7,805-35.9% | $4,311+16.0% | $4,763+5.0% |
| Participant deferral / active EE | $9,293 | $13,011-28.6% | $7,108+30.7% | $5,983+55.3% |
| Admin fee / account holder | $2,946 | $8,494-65.3% | $5,160-42.9% | $11,252-73.8% |