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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $769,254 | $110,801+594.3% | $86,615+788.1% | $167,536+359.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 17.70% | 116.96%-99.3pp | 63.51%-45.8pp | 478.82%-461.1pp |
| Employer contribution / active EE | $5,000 | $3,245+54.1% | $2,496+100.3% | $4,839+3.3% |
| Participant deferral / active EE | $10,566 | $4,547+132.4% | $3,699+185.6% | $6,342+66.6% |
| Admin fee / account holder | $3,141 | $8,417-62.7% | $5,830-46.1% | $12,315-74.5% |