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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,927 | $104,577+402.0% | $76,667+584.7% | $152,909+243.3% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 23.05% | 1014.36%-991.3pp | 1166.74%-1143.7pp | 345.46%-322.4pp |
| Employer contribution / active EE | $0 | $3,119-100.0% | $2,303-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $10,979 | $4,237+159.1% | $3,336+229.1% | $5,851+87.6% |
| Admin fee / account holder | $2,680 | $12,290-78.2% | $6,423-58.3% | $11,601-76.9% |