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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,879 | $82,674+290.5% | $125,381+157.5% | $68,486+371.5% |
| Participation rate | 94.9% | 75.1%+19.8pp | 82.4%+12.5pp | 67.9%+27.0pp |
| Annual return | -13.99% | -5.97%-8.0pp | 572.31%-586.3pp | -7.85%-6.1pp |
| Employer contribution / active EE | $7,021 | $3,382+107.6% | $4,815+45.8% | $2,597+170.4% |
| Participant deferral / active EE | $10,078 | $6,111+64.9% | $7,448+35.3% | $4,028+150.2% |
| Admin fee / account holder | $9,725 | $6,277+54.9% | $10,007-2.8% | $5,404+80.0% |