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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,819 | $85,766+209.9% | $136,298+95.0% | $70,126+279.1% |
| Participation rate | 88.6% | 74.2%+14.5pp | 81.9%+6.7pp | 69.5%+19.1pp |
| Annual return | 13.74% | 31.46%-17.7pp | 5156.27%-5142.5pp | 73.15%-59.4pp |
| Employer contribution / active EE | $5,243 | $2,966+76.8% | $4,696+11.7% | $2,343+123.8% |
| Participant deferral / active EE | $6,222 | $5,051+23.2% | $6,247-0.4% | $3,332+86.8% |
| Admin fee / account holder | $26,123 | $5,421+381.9% | $9,244+182.6% | $4,645+462.3% |