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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,330 | $77,817+224.3% | $123,553+104.2% | $64,173+293.2% |
| Participation rate | 90.7% | 74.7%+16.0pp | 82.3%+8.4pp | 69.6%+21.1pp |
| Annual return | -5.83% | 12.49%-18.3pp | 119.21%-125.0pp | 7.63%-13.5pp |
| Employer contribution / active EE | $5,465 | $3,014+81.3% | $4,628+18.1% | $2,381+129.5% |
| Participant deferral / active EE | $7,090 | $5,240+35.3% | $6,426+10.3% | $3,470+104.3% |
| Admin fee / account holder | $4,461 | $5,519-19.2% | $9,284-52.0% | $4,887-8.7% |