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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,193 | $98,776+224.2% | $149,745+113.8% | $79,856+301.0% |
| Participation rate | 87.2% | 75.8%+11.4pp | 82.5%+4.8pp | 69.6%+17.6pp |
| Annual return | 12.80% | 27.38%-14.6pp | 276.72%-263.9pp | 31.71%-18.9pp |
| Employer contribution / active EE | $6,006 | $3,217+86.7% | $4,646+29.3% | $2,471+143.0% |
| Participant deferral / active EE | $6,873 | $5,681+21.0% | $6,843+0.4% | $3,741+83.7% |
| Admin fee / account holder | $22,671 | $6,053+274.6% | $9,312+143.5% | $5,306+327.2% |