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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,193 | $98,760+224.2% | $149,715+113.9% | $79,858+301.0% |
| Participation rate | 87.2% | 75.8%+11.5pp | 82.5%+4.8pp | 69.6%+17.6pp |
| Annual return | 12.80% | 27.43%-14.6pp | 276.66%-263.9pp | 31.72%-18.9pp |
| Employer contribution / active EE | $6,006 | $3,217+86.7% | $4,645+29.3% | $2,471+143.1% |
| Participant deferral / active EE | $6,873 | $5,681+21.0% | $6,842+0.4% | $3,740+83.8% |
| Admin fee / account holder | $22,671 | $6,053+274.5% | $9,310+143.5% | $5,306+327.3% |