Filed June 8, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $390,308 |
Filed as: CAPTRUST Service code 70 · EIN 26-0058143 | Consulting Fees | $39,383 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,358 | $45,365-22.1% | $58,482-39.5% | $96,393-63.3% |
| Participation rate | 34.5% | 30.9%+3.6pp | 50.9%-16.4pp | 71.3%-36.8pp |
| Annual return | 15.07% | 20.48%-5.4pp | 4239.32%-4224.2pp | 22.88%-7.8pp |
| Employer contribution / active EE | $237 | $584-59.5% | $1,053-77.5% | $3,238-92.7% |
| Participant deferral / active EE | $1,056 | $1,304-19.0% | $1,924-45.1% | $5,455-80.6% |
| Admin fee / account holder | $75 | $74+1.2% | $2,516-97.0% | $74+1.7% |