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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,653 | $70,366+48.7% | $66,674+57.0% | $138,895-24.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 10.71% | 386.41%-375.7pp | 321.24%-310.5pp | 145.39%-134.7pp |
| Employer contribution / active EE | $3,507 | $2,765+26.8% | $2,620+33.9% | $4,194-16.4% |
| Participant deferral / active EE | $10,928 | $4,374+149.8% | $4,084+167.6% | $6,396+70.8% |
| Admin fee / account holder | $2,967 | $5,262-43.6% | $5,098-41.8% | $12,562-76.4% |