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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,645 | $100,911-15.1% | $90,440-5.3% | $158,966-46.1% |
| Participation rate | 57.1% | 75.0%-17.9pp | 72.7%-15.5pp | 82.0%-24.8pp |
| Annual return | 16.90% | 1726.62%-1709.7pp | 1294.38%-1277.5pp | 302.95%-286.0pp |
| Employer contribution / active EE | $2,370 | $3,690-35.8% | $3,263-27.4% | $4,762-50.2% |
| Participant deferral / active EE | $4,157 | $4,348-4.4% | $3,964+4.9% | $5,983-30.5% |
| Admin fee / account holder | $3,708 | $6,507-43.0% | $5,615-34.0% | $11,250-67.0% |