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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,585 | $92,743-35.8% | $82,744-28.0% | $134,532-55.7% |
| Participation rate | 85.7% | 75.2%+10.5pp | 72.6%+13.2pp | 81.2%+4.5pp |
| Annual return | -21.86% | 946.63%-968.5pp | 702.22%-724.1pp | 418.27%-440.1pp |
| Employer contribution / active EE | $3,067 | $3,273-6.3% | $3,008+1.9% | $4,741-35.3% |
| Participant deferral / active EE | $6,499 | $4,802+35.4% | $4,395+47.9% | $6,401+1.5% |
| Admin fee / account holder | $440 | $5,977-92.6% | $5,325-91.7% | $11,429-96.2% |