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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,478 | $99,011-60.1% | $86,582-54.4% | $147,586-73.3% |
| Participation rate | 83.3% | 76.3%+7.0pp | 73.5%+9.8pp | 82.8%+0.5pp |
| Annual return | 16.73% | 1312.75%-1296.0pp | 965.08%-948.4pp | 578.59%-561.9pp |
| Employer contribution / active EE | $2,518 | $3,132-19.6% | $2,839-11.3% | $4,876-48.4% |
| Participant deferral / active EE | $5,271 | $3,972+32.7% | $3,609+46.1% | $5,439-3.1% |
| Admin fee / account holder | $933 | $5,709-83.7% | $4,904-81.0% | $10,886-91.4% |