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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,656 | $89,259+160.7% | $107,187+117.1% | $82,637+181.5% |
| Participation rate | 66.3% | 67.9%-1.7pp | 75.0%-8.7pp | 68.1%-1.8pp |
| Annual return | 14.56% | 21.02%-6.5pp | 204.55%-190.0pp | 53.51%-38.9pp |
| Employer contribution / active EE | $2,567 | $3,080-16.7% | $3,782-32.1% | $2,552+0.6% |
| Participant deferral / active EE | $9,032 | $4,037+123.7% | $5,096+77.2% | $4,126+118.9% |
| Admin fee / account holder | $16,503 | $7,381+123.6% | $9,162+80.1% | $7,339+124.9% |