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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,747 | $80,731+132.6% | $103,378+81.6% | $74,400+152.3% |
| Participation rate | 65.3% | 65.7%-0.3pp | 74.5%-9.2pp | 67.2%-1.9pp |
| Annual return | 14.79% | 27.56%-12.8pp | 24.91%-10.1pp | 1367.51%-1352.7pp |
| Employer contribution / active EE | $2,248 | $3,159-28.8% | $3,870-41.9% | $2,624-14.3% |
| Participant deferral / active EE | $7,905 | $3,862+104.7% | $5,058+56.3% | $4,348+81.8% |
| Admin fee / account holder | $5,445 | $2,369+129.8% | $8,401-35.2% | $1,944+180.1% |