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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,063 | $69,383+149.4% | $101,271+70.9% | $73,493+135.5% |
| Participation rate | 50.0% | 68.4%-18.4pp | 75.8%-25.8pp | 70.7%-20.7pp |
| Annual return | 20.12% | 18.46%+1.7pp | 46.48%-26.4pp | 28.51%-8.4pp |
| Employer contribution / active EE | $0 | $2,628-100.0% | $3,660-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $5,625 | $3,301+70.4% | $4,371+28.7% | $3,740+50.4% |
| Admin fee / account holder | $6,933 | $704+885.1% | $5,948+16.6% | $513+1251.3% |