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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,358 | $76,669+109.2% | $96,520+66.1% | $71,495+124.3% |
| Participation rate | 61.0% | 66.6%-5.6pp | 74.3%-13.4pp | 67.9%-7.0pp |
| Annual return | 17.22% | 48.29%-31.1pp | 35.72%-18.5pp | 28.85%-11.6pp |
| Employer contribution / active EE | $1,883 | $3,031-37.9% | $3,739-49.6% | $2,589-27.3% |
| Participant deferral / active EE | $6,795 | $3,771+80.2% | $4,879+39.3% | $4,291+58.4% |
| Admin fee / account holder | $7,220 | $2,028+256.0% | $6,733+7.2% | $1,588+354.7% |