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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,588 | $52,678+75.8% | $75,784+22.2% | $59,633+55.3% |
| Participation rate | 70.0% | 67.2%+2.8pp | 75.8%-5.8pp | 68.7%+1.3pp |
| Annual return | -0.72% | 2.95%-3.7pp | 9.68%-10.4pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $125 | $2,193-94.3% | $3,323-96.2% | $2,203-94.3% |
| Participant deferral / active EE | $5,555 | $2,591+114.4% | $3,652+52.1% | $3,192+74.0% |
| Admin fee / account holder | $4,814 | $3,610+33.3% | $5,300-9.2% | $4,297+12.0% |