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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,292 | $77,638+18.9% | $156,551-41.0% | $62,881+46.8% |
| Participation rate | 98.7% | 71.2%+27.5pp | 84.0%+14.7pp | 69.3%+29.4pp |
| Annual return | 7.29% | 50.33%-43.0pp | 32.23%-24.9pp | 20.14%-12.9pp |
| Employer contribution / active EE | $4,629 | $3,444+34.4% | $5,501-15.9% | $2,281+102.9% |
| Participant deferral / active EE | $3,941 | $3,046+29.4% | $4,871-19.1% | $3,203+23.0% |
| Admin fee / account holder | $616 | $5,561-88.9% | $13,028-95.3% | $4,296-85.7% |