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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,246 | $77,920+153.1% | $149,723+31.7% | $75,177+162.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 17.88% | 31.72%-13.8pp | 134.50%-116.6pp | 160.75%-142.9pp |
| Employer contribution / active EE | $6,905 | $3,138+120.0% | $4,821+43.2% | $2,671+158.5% |
| Participant deferral / active EE | $5,339 | $3,411+56.5% | $5,682-6.0% | $4,126+29.4% |
| Admin fee / account holder | $1,819 | $5,951-69.4% | $13,215-86.2% | $5,651-67.8% |