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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,226 | $95,415+61.6% | $185,851-17.0% | $85,851+79.6% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 13.35% | 23.59%-10.2pp | 122.11%-108.8pp | 318.63%-305.3pp |
| Employer contribution / active EE | $6,463 | $3,314+95.0% | $5,168+25.1% | $2,565+151.9% |
| Participant deferral / active EE | $4,370 | $3,424+27.7% | $5,569-21.5% | $3,952+10.6% |
| Admin fee / account holder | $10,738 | $7,215+48.8% | $16,245-33.9% | $6,261+71.5% |