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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,731 | $91,198+46.6% | $178,503-25.1% | $79,856+67.5% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 12.56% | 24.20%-11.6pp | 151.12%-138.6pp | 31.71%-19.1pp |
| Employer contribution / active EE | $6,505 | $3,257+99.8% | $5,011+29.8% | $2,471+163.2% |
| Participant deferral / active EE | $4,282 | $3,237+32.3% | $5,202-17.7% | $3,741+14.5% |
| Admin fee / account holder | $2,807 | $6,748-58.4% | $13,987-79.9% | $5,306-47.1% |