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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,374 | $227,566+59.7% | $189,558+91.7% | $167,518+116.9% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.5%-3.5pp | 82.1%-7.1pp |
| Annual return | 12.06% | 78.43%-66.4pp | 64.19%-52.1pp | 478.71%-466.7pp |
| Employer contribution / active EE | $975 | $5,316-81.7% | $4,412-77.9% | $4,838-79.9% |
| Participant deferral / active EE | $6,697 | $7,002-4.4% | $6,174+8.5% | $6,342+5.6% |
| Admin fee / account holder | $41,925 | $11,881+252.9% | $9,809+327.4% | $12,312+240.5% |