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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,786 | $226,105+18.9% | $182,540+47.2% | $152,897+75.8% |
| Participation rate | 81.3% | 82.5%-1.2pp | 78.0%+3.3pp | 82.5%-1.2pp |
| Annual return | 23.51% | 192.58%-169.1pp | 148.58%-125.1pp | 345.43%-321.9pp |
| Employer contribution / active EE | $1,014 | $4,978-79.6% | $4,076-75.1% | $4,764-78.7% |
| Participant deferral / active EE | $7,609 | $6,370+19.5% | $5,525+37.7% | $5,851+30.0% |
| Admin fee / account holder | $5,056 | $10,706-52.8% | $8,593-41.2% | $11,599-56.4% |