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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,928 | $190,879+51.4% | $160,009+80.6% | $134,532+114.8% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.0%-3.0pp | 81.2%-6.2pp |
| Annual return | -21.06% | 552.63%-573.7pp | 408.85%-429.9pp | 418.27%-439.3pp |
| Employer contribution / active EE | $1,057 | $4,995-78.8% | $4,225-75.0% | $4,741-77.7% |
| Participant deferral / active EE | $7,044 | $6,924+1.7% | $6,183+13.9% | $6,401+10.0% |
| Admin fee / account holder | $7,210 | $10,495-31.3% | $8,715-17.3% | $11,429-36.9% |