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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,306 | $202,440+50.3% | $169,390+79.6% | $139,466+118.2% |
| Participation rate | 82.4% | 81.1%+1.2pp | 77.2%+5.2pp | 80.3%+2.0pp |
| Annual return | 19.99% | 532.36%-512.4pp | 406.07%-386.1pp | 373.66%-353.7pp |
| Employer contribution / active EE | $927 | $4,693-80.2% | $4,013-76.9% | $4,754-80.5% |
| Participant deferral / active EE | $6,180 | $6,940-11.0% | $6,222-0.7% | $6,712-7.9% |
| Admin fee / account holder | $6,632 | $10,722-38.2% | $9,015-26.4% | $11,409-41.9% |