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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,618 | $65,367+18.7% | $92,915-16.5% | $72,976+6.4% |
| Participation rate | 58.8% | 68.3%-9.5pp | 76.0%-17.2pp | 69.5%-10.7pp |
| Annual return | 18.31% | 42.11%-23.8pp | 109.45%-91.1pp | 81.02%-62.7pp |
| Employer contribution / active EE | $698 | $2,594-73.1% | $3,653-80.9% | $2,440-71.4% |
| Participant deferral / active EE | $4,173 | $3,128+33.4% | $4,238-1.5% | $3,608+15.7% |
| Admin fee / account holder | $283 | $4,251-93.4% | $5,796-95.1% | $5,124-94.5% |