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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,591 | $64,729+49.2% | $112,263-14.0% | $68,490+41.0% |
| Participation rate | 60.0% | 67.2%-7.2pp | 75.1%-15.1pp | 67.9%-7.9pp |
| Annual return | -12.57% | -11.40%-1.2pp | 27.49%-40.1pp | -7.85%-4.7pp |
| Employer contribution / active EE | $1,102 | $2,746-59.9% | $3,636-69.7% | $2,597-57.6% |
| Participant deferral / active EE | $5,643 | $3,566+58.3% | $4,729+19.3% | $4,028+40.1% |
| Admin fee / account holder | $2,102 | $5,222-59.8% | $6,410-67.2% | $5,403-61.1% |