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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,151 | $57,350+29.3% | $83,849-11.6% | $64,186+15.5% |
| Participation rate | 51.1% | 68.6%-17.5pp | 76.1%-25.1pp | 69.6%-18.5pp |
| Annual return | -4.19% | 11.38%-15.6pp | 850.91%-855.1pp | 7.63%-11.8pp |
| Employer contribution / active EE | $572 | $2,545-77.5% | $3,631-84.3% | $2,381-76.0% |
| Participant deferral / active EE | $3,524 | $2,993+17.7% | $4,082-13.7% | $3,470+1.6% |
| Admin fee / account holder | $2,602 | $4,046-35.7% | $5,478-52.5% | $4,888-46.8% |