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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,660 | $63,346+5.2% | $92,240-27.7% | $70,126-4.9% |
| Participation rate | 52.3% | 68.7%-16.4pp | 76.5%-24.2pp | 69.5%-17.3pp |
| Annual return | 14.24% | 530.19%-516.0pp | 176.29%-162.1pp | 73.15%-58.9pp |
| Employer contribution / active EE | $748 | $2,471-69.7% | $3,680-79.7% | $2,343-68.1% |
| Participant deferral / active EE | $4,058 | $2,854+42.2% | $3,897+4.1% | $3,332+21.8% |
| Admin fee / account holder | $4,274 | $3,841+11.3% | $5,194-17.7% | $4,645-8.0% |