Retirement plan

STANTEC 401(K) PLAN

Name: STANTEC CONSULTING SERVICES INC. - STANTEC 401(K) PLAN (2021) Form 5500
Creator: STANTEC CONSULTING SERVICES INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STANTEC 401(K) PLAN, STANTEC CONSULTING SERVICES INC.

STANTEC CONSULTING SERVICES INC.EIN 11-2167170Plan #001PY 2021

3133 WEST FRYE ROAD, SUITE 300 - CHANDLER, AZ 85226480-687-6100LinkedIn1-10 employeesarchitecture & planning

Prospect flagsLow returnsCorrective distributions

How to read this page

Total assets (EOY)

$1820.5M

+13.2% from 2020

Total participants

12,087

+1.8% from 2020

Average account balance

$168,264

+10.8% from 2020

Annual return

14.44%

-2.93 pp from 2020

Benchmarks

See 93 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants5,000-9,999

Cohort93 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.32B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$144K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

16,079

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$154.76M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$48

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
MERRILL LYNCH PIERCE FENNER & SMITH4+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085	Recordkeeping	$524,270
SAGEVIEW ADVISORY GROUP, LLC4+ years Filed as: MJM 401K, LLC Service code 70 · EIN 86-0882983	Consulting Fees	$40,000
SAGEVIEW ADVISORY GROUP, LLC1 year Service code 70 · EIN 33-0818667	Consulting Fees	$40,000
KEEGAN LINSCOTT & ASSOCIATES, PC2 years Service code 10 3443 N. CAMPBELL AVENUE · TUCSON, AZ 85719	Accounting	$17,300

Plan features & details

Pension benefit codes2E2F2G2J2K2R2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$647K

$74 / participant

Other / not subdivided$647K100.0%

% of EOY assets

0.036%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KEEGAN LINSCOTT & KENON P.C.
Auditor EIN: 800750225
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$168,264

$114,241+47.3%

$159,455+5.5%

$101,517+65.7%

Participation rate

85.5%

71.7%+13.8pp

82.8%+2.7pp

74.6%+11.0pp

Annual return

14.44%

22.81%-8.4pp

263.63%-249.2pp

21.00%-6.6pp

Employer contribution / active EE

$3,341

$3,214+4.0%

$4,830-30.8%

$2,973+12.4%

Participant deferral / active EE

$8,470

$6,307+34.3%

$7,353+15.2%

$4,873+73.8%

Admin fee / account holder

$60

$81-25.9%

$10,800-99.4%

$139-57.1%

Provider

Service type

Compensation

MERRILL LYNCH PIERCE FENNER & SMITH4+ years

Filed as: MERRILL LYNCH, PIERCE, FENNER AND S

Service code 15 · EIN 13-5674085

Recordkeeping

$524,270

SAGEVIEW ADVISORY GROUP, LLC4+ years

Filed as: MJM 401K, LLC

Service code 70 · EIN 86-0882983

Consulting Fees

$40,000

SAGEVIEW ADVISORY GROUP, LLC1 year

Service code 70 · EIN 33-0818667

Consulting Fees

$40,000

KEEGAN LINSCOTT & ASSOCIATES, PC2 years

Service code 10

3443 N. CAMPBELL AVENUE · TUCSON, AZ 85719

Accounting

$17,300

STANTEC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STANTEC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion