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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,122 | $113,941+71.2% | $94,229+107.1% | $125,389+55.6% |
| Participation rate | 91.7% | 82.9%+8.8pp | 78.8%+12.9pp | 83.2%+8.5pp |
| Annual return | -4.96% | 5.29%-10.2pp | 10.68%-15.6pp | 282.24%-287.2pp |
| Employer contribution / active EE | $8,298 | $4,727+75.5% | $3,587+131.4% | $4,866+70.5% |
| Participant deferral / active EE | $12,196 | $5,179+135.5% | $4,320+182.3% | $5,352+127.9% |
| Admin fee / account holder | $3,072 | $8,392-63.4% | $6,269-51.0% | $9,541-67.8% |