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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,647 | $91,559+175.9% | $133,978+88.6% | $79,856+216.4% |
| Participation rate | 73.1% | 73.3%-0.3pp | 79.8%-6.8pp | 69.6%+3.4pp |
| Annual return | 17.66% | 61.85%-44.2pp | 45.10%-27.4pp | 31.71%-14.0pp |
| Employer contribution / active EE | $4,588 | $2,384+92.5% | $3,919+17.1% | $2,471+85.7% |
| Participant deferral / active EE | $6,998 | $3,734+87.4% | $5,047+38.6% | $3,741+87.1% |
| Admin fee / account holder | $980 | $6,321-84.5% | $8,930-89.0% | $5,306-81.5% |