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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,528 | $83,485+142.6% | $125,195+61.8% | $72,976+177.5% |
| Participation rate | 65.5% | 73.3%-7.8pp | 79.8%-14.3pp | 69.5%-4.0pp |
| Annual return | 19.48% | 25.77%-6.3pp | 43.79%-24.3pp | 81.02%-61.5pp |
| Employer contribution / active EE | $3,899 | $2,346+66.2% | $3,866+0.9% | $2,440+59.8% |
| Participant deferral / active EE | $6,737 | $3,586+87.9% | $4,937+36.4% | $3,608+86.7% |
| Admin fee / account holder | $2,787 | $5,518-49.5% | $9,704-71.3% | $5,124-45.6% |