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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,516 | $135,645+29.4% | $110,243+59.2% | $135,380+29.6% |
| Participation rate | 70.8% | 83.5%-12.6pp | 79.8%-9.0pp | 82.6%-11.8pp |
| Annual return | -9.80% | 513.24%-523.0pp | 314.76%-324.6pp | 519.81%-529.6pp |
| Employer contribution / active EE | $5,488 | $4,907+11.9% | $3,827+43.4% | $4,779+14.8% |
| Participant deferral / active EE | $7,784 | $5,507+41.4% | $4,672+66.6% | $5,609+38.8% |
| Admin fee / account holder | $3,474 | $11,458-69.7% | $8,548-59.4% | $10,828-67.9% |