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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,485 | $49,177+31.1% | $79,467-18.9% | $64,173+0.5% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.6%+30.4pp |
| Annual return | -9.53% | -1.16%-8.4pp | 718.30%-727.8pp | 7.63%-17.2pp |
| Employer contribution / active EE | $1,971 | $2,076-5.0% | $2,800-29.6% | $2,381-17.2% |
| Participant deferral / active EE | $3,887 | $2,821+37.8% | $3,704+4.9% | $3,470+12.0% |
| Admin fee / account holder | $480 | $3,839-87.5% | $5,104-90.6% | $4,887-90.2% |