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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,457 | $60,243+104.9% | $86,656+42.5% | - |
| Participation rate | 63.6% | 60.8%+2.9pp | 71.7%-8.1pp | - |
| Annual return | 18.03% | 59.27%-41.2pp | 593.09%-575.1pp | - |
| Employer contribution / active EE | $1,333 | $2,261-41.1% | $3,025-55.9% | - |
| Participant deferral / active EE | $3,361 | $2,994+12.3% | $4,439-24.3% | - |
| Admin fee / account holder | $3,119 | $4,652-32.9% | $5,619-44.5% | - |