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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,207 | $60,454+138.5% | $81,844+76.2% | $74,459+93.7% |
| Participation rate | 61.4% | 63.0%-1.6pp | 72.4%-11.0pp | 67.2%-5.8pp |
| Annual return | 14.69% | 16.87%-2.2pp | 778.87%-764.2pp | 1369.70%-1355.0pp |
| Employer contribution / active EE | $1,344 | $2,630-48.9% | $2,916-53.9% | $2,626-48.8% |
| Participant deferral / active EE | $3,375 | $3,398-0.7% | $4,323-21.9% | $4,350-22.4% |
| Admin fee / account holder | $7,056 | $1,490+373.4% | $7,355-4.1% | $1,945+262.8% |