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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,130 | $54,370+86.0% | $82,763+22.2% | $68,490+47.7% |
| Participation rate | 63.9% | 63.9%0pp | 72.6%-8.6pp | 67.9%-4.0pp |
| Annual return | -18.85% | -13.67%-5.2pp | 702.45%-721.3pp | -7.85%-11.0pp |
| Employer contribution / active EE | $1,069 | $2,219-51.8% | $3,008-64.5% | $2,597-58.8% |
| Participant deferral / active EE | $3,138 | $3,247-3.4% | $4,395-28.6% | $4,028-22.1% |
| Admin fee / account holder | $920 | $4,398-79.1% | $5,325-82.7% | $5,403-83.0% |