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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,924 | $126,519+54.1% | $106,201+83.5% | $145,959+33.5% |
| Participation rate | 76.5% | 77.7%-1.2pp | 75.3%+1.2pp | 80.3%-3.8pp |
| Annual return | 8.02% | 225.10%-217.1pp | 116.26%-108.2pp | 561.95%-553.9pp |
| Employer contribution / active EE | $1,856 | $3,726-50.2% | $3,170-41.4% | $4,661-60.2% |
| Participant deferral / active EE | $2,357 | $5,716-58.8% | $5,012-53.0% | $6,689-64.8% |
| Admin fee / account holder | $3,453 | $17,312-80.1% | $11,039-68.7% | $13,398-74.2% |