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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,732 | $116,175+104.6% | $93,609+154.0% | $152,870+55.5% |
| Participation rate | 75.0% | 78.0%-3.0pp | 75.8%-0.8pp | 82.4%-7.4pp |
| Annual return | 22.48% | 35.96%-13.5pp | 32.76%-10.3pp | 345.34%-322.9pp |
| Employer contribution / active EE | $980 | $3,218-69.5% | $2,718-63.9% | $4,763-79.4% |
| Participant deferral / active EE | $1,134 | $4,603-75.4% | $4,069-72.1% | $5,850-80.6% |
| Admin fee / account holder | $2,261 | $10,748-79.0% | $7,889-71.3% | $11,597-80.5% |