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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,732 | $116,203+104.6% | $93,621+153.9% | $152,909+55.5% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.8%-0.8pp | 82.5%-7.5pp |
| Annual return | 22.48% | 35.96%-13.5pp | 32.76%-10.3pp | 345.46%-323.0pp |
| Employer contribution / active EE | $980 | $3,219-69.5% | $2,719-63.9% | $4,764-79.4% |
| Participant deferral / active EE | $1,134 | $4,605-75.4% | $4,070-72.1% | $5,851-80.6% |
| Admin fee / account holder | $2,261 | $10,751-79.0% | $7,890-71.3% | $11,601-80.5% |