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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,669 | $118,708+172.7% | $98,920+227.2% | $158,982+103.6% |
| Participation rate | 84.6% | 77.8%+6.8pp | 76.0%+8.6pp | 82.0%+2.6pp |
| Annual return | 27.24% | 372.49%-345.2pp | 196.47%-169.2pp | 302.99%-275.7pp |
| Employer contribution / active EE | $0 | $3,334-100.0% | $2,689-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,687 | $5,089-66.8% | $4,245-60.3% | $5,983-71.8% |
| Admin fee / account holder | $481 | $10,134-95.3% | $6,643-92.8% | $11,252-95.7% |