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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,669 | $118,680+172.7% | $98,910+227.2% | $158,931+103.7% |
| Participation rate | 84.6% | 77.8%+6.8pp | 76.0%+8.6pp | 82.0%+2.7pp |
| Annual return | 27.24% | 372.35%-345.1pp | 196.44%-169.2pp | 302.86%-275.6pp |
| Employer contribution / active EE | $0 | $3,333-100.0% | $2,689-100.0% | $4,761-100.0% |
| Participant deferral / active EE | $1,687 | $5,088-66.8% | $4,244-60.2% | $5,982-71.8% |
| Admin fee / account holder | $481 | $10,131-95.2% | $6,642-92.8% | $11,247-95.7% |