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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,197 | $99,032+96.1% | $80,022+142.7% | $135,380+43.4% |
| Participation rate | 83.3% | 78.4%+5.0pp | 75.8%+7.5pp | 82.6%+0.7pp |
| Annual return | -5.20% | 15.39%-20.6pp | 11.22%-16.4pp | 519.81%-525.0pp |
| Employer contribution / active EE | $0 | $3,043-100.0% | $2,468-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,196 | $4,282-48.7% | $3,686-40.4% | $5,609-60.8% |
| Admin fee / account holder | $9,273 | $10,436-11.1% | $6,521+42.2% | $10,828-14.4% |