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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,732 | $199,109+114.3% | $173,730+145.6% | $154,746+175.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 12.76% | 20.02%-7.3pp | 19.96%-7.2pp | 172.34%-159.6pp |
| Employer contribution / active EE | $15,981 | $5,311+200.9% | $4,577+249.1% | $4,379+265.0% |
| Participant deferral / active EE | $16,586 | $7,113+133.2% | $6,326+162.2% | $6,730+146.4% |
| Admin fee / account holder | $57,748 | $20,916+176.1% | $17,523+229.5% | $14,365+302.0% |