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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,087 | $135,645+141.9% | $110,243+197.6% | $135,379+142.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -10.94% | 513.24%-524.2pp | 314.76%-325.7pp | 519.79%-530.7pp |
| Employer contribution / active EE | $16,614 | $4,907+238.6% | $3,827+334.2% | $4,779+247.7% |
| Participant deferral / active EE | $16,390 | $5,507+197.6% | $4,672+250.8% | $5,609+192.2% |
| Admin fee / account holder | $7,881 | $11,458-31.2% | $8,548-7.8% | $10,828-27.2% |