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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,508 | $142,361+123.0% | $119,608+165.5% | $134,509+136.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -17.43% | -12.46%-5.0pp | -14.98%-2.4pp | 418.13%-435.6pp |
| Employer contribution / active EE | $14,037 | $5,224+168.7% | $4,232+231.7% | $4,741+196.1% |
| Participant deferral / active EE | $13,138 | $6,468+103.1% | $5,601+134.5% | $6,400+105.3% |
| Admin fee / account holder | $2,058 | $13,588-84.9% | $10,326-80.1% | $11,427-82.0% |