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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,901 | $88,585+120.0% | $69,884+178.9% | $134,532+44.9% |
| Participation rate | 83.3% | 74.9%+8.4pp | 70.5%+12.9pp | 81.2%+2.1pp |
| Annual return | -19.91% | 442.80%-462.7pp | 190.81%-210.7pp | 418.27%-438.2pp |
| Employer contribution / active EE | $577 | $3,235-82.2% | $2,560-77.5% | $4,741-87.8% |
| Participant deferral / active EE | $9,485 | $4,770+98.9% | $3,848+146.5% | $6,401+48.2% |
| Admin fee / account holder | $1,391 | $10,441-86.7% | $6,266-77.8% | $11,429-87.8% |