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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,069 | $105,929+75.7% | $81,926+127.1% | $158,950+17.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 15.31% | 38.19%-22.9pp | 29.49%-14.2pp | 302.91%-287.6pp |
| Employer contribution / active EE | $4,729 | $7,802-39.4% | $4,310+9.7% | $4,762-0.7% |
| Participant deferral / active EE | $7,757 | $13,007-40.4% | $7,108+9.1% | $5,983+29.7% |
| Admin fee / account holder | $327 | $8,492-96.1% | $5,159-93.7% | $11,248-97.1% |