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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,176 | $100,901+32.0% | $75,501+76.4% | $147,586-9.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 18.46% | 35.78%-17.3pp | 27.35%-8.9pp | 578.59%-560.1pp |
| Employer contribution / active EE | $554 | $3,253-83.0% | $2,352-76.4% | $4,876-88.6% |
| Participant deferral / active EE | $1,711 | $4,027-57.5% | $3,142-45.6% | $5,439-68.5% |
| Admin fee / account holder | $3,967 | $11,285-64.8% | $5,801-31.6% | $10,886-63.6% |