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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,347 | $104,544+45.7% | $76,657+98.7% | $152,897-0.4% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 24.35% | 1014.36%-990.0pp | 1166.74%-1142.4pp | 345.43%-321.1pp |
| Employer contribution / active EE | $587 | $3,118-81.2% | $2,303-74.5% | $4,764-87.7% |
| Participant deferral / active EE | $3,077 | $4,236-27.4% | $3,335-7.7% | $5,851-47.4% |
| Admin fee / account holder | $4,009 | $12,286-67.4% | $6,423-37.6% | $11,599-65.4% |