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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,044 | $91,911+33.9% | $68,612+79.3% | $135,380-9.1% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -6.60% | -8.22%+1.6pp | -4.63%-2.0pp | 519.81%-526.4pp |
| Employer contribution / active EE | $581 | $3,924-85.2% | $2,625-77.9% | $4,779-87.9% |
| Participant deferral / active EE | $2,332 | $4,315-46.0% | $3,311-29.6% | $5,609-58.4% |
| Admin fee / account holder | $4,058 | $9,240-56.1% | $5,131-20.9% | $10,828-62.5% |